Abacus Credit Analytics

With every reason to feel unnerved, what can lenders do now to prepare for the future new normal and help their borrowers through difficult times now? Head to our blog to find out.

Before the toothpaste is out of the tube, make sure your loan documentation doesn't contribute to an increase in credit risk. How did a client remind us this week that loan documents can serve to mitigate credit risk? Check out the latest blog post to find out.

In the five C's of credit, character always counts. But are all character issues the same? We explored this idea in our latest blog post.

Not all questions are created equal. When you ask the wrong question you get the wrong answer. We were reminded of this recently. Check out our latests blog post for more details!

Can loan structure reduce the risks of financing sales growth? Our latest blog post highlights how we structured a $250,000 loan package that balanced the Borrower's needs for cash and the credit risk to the Lender.

Declining a commercial loan can sometimes lead to conflict internally and with the prospect. How did we justify a recent decline decision? Click on to the blog to find out.

Our latest blog post is up and it's seasonally appropriate. Sorry- no pumpkin spice blog posts here.....

Yikes- $1,000,000 with no appraisal?!??? The change the FDIC made last year to $500,000 is far more reasonable.

Small businesses are frequenting online lenders than credit unions or CDFIs when seeking out financing.

"Loan standards generally remained unchanged on net for commercial real estate except for multifamily loans, which saw 22.2 percent of banks tighten." Bankers have sniffed out weakness in the MF market....

This is behind a pay wall but the little engine that could may have just met its match. Millennials are getting married and that means....buying a house. Not what the MF rental market wanted to hear!!!