Acjr Business Services

The wonders of technology...Have you tried this yet?

Tax Deadline Alert: if you earned $20 or more in tips during October, make sure to declare them to your employer by today (November 10th).

For my clients and contacts, you can rest assured that we are paying attention to the many drawn-out tax changes ... and that we will be on top of even the woefully-procrastinating legislators. We'll do all that is ethically possible to make sure you don't make moves that you'll regret after the fact. And the best way to help us help YOU, is by giving us a call to talk things through NOW, while we can still make a difference with 2015 returns.

Now is the perfect time to start planning for your holiday spending. Even if you are a family of significant means, it's a good idea to be strategic about how you go about it. Examine what you did last year. How do you feel about last year's spending? Did you spend a realistic and appropriate amount, or did you go overboard? Try to be objective. This analysis will serve as the backbone of your plan.

Delays in tax changes (like the ones going on again in Congress right now) -- or the decision to make some laws retroactive months later (extenders, estate tax, etc.) -- totally screw up basic tax planning, sometimes negating options that could have been used to legally lower a tax bill. Aren't you glad you have someone on your side who is paying attention to what's happening in the legislation NOW, during the offseason? (We do this so you don't have to.) :)

The greatest leader is not necessarily the one who does the greatest things. He is the one that gets the people to do the greatest things. - Ronald Reagan When we focus on building into others, our impact grows exponentially.

Managing your financial life is so much about discipline. This fellow has a unique perspective on starting your day with discipline, and I think he's right on the money.

There's 3 big reasons why preparing taxes is much harder than "filling in the boxes": 1) The tax code is incredibly long. (74,608 pages long to be exact) 2) The code also happens to be pretty complicated and laden with contradictory incentives. (Take this credit, and watch that other credit go bye-bye.) 3) Staying up-to-date with how the law is constantly changing is no cupcake of a task.... Which is why it's so critical to meet with someone before the end of the year to make sure that you're set up to hold a tax position which represents the real picture of where you really want to be going.

Be sure to take advantage of the "Parent Tax" tomorrow and claim a percentage of your kids' Halloween candy! ;)

Q&A Thursday: What tax questions do you have for me today? This is a great time to think about your taxes for next year.

This is a problem that an increasing number of American parents are facing: what if my adult child wants to move back home? If you say yes, these are some really practical tips to help keep their stay a temporary one.

As I run my business day-to-day, I often think about how grateful I am to my clients for putting your trust and faith in me. I've really enjoyed working with every one of you, and I look forward to doing so for a long time.

Open Enrollment for ACA starts November 1st (this Sunday)! Share this reminder! Remember that your healthcare coverage will be reported (or lack thereof penalized) on your taxes.