Adirondack Funding Services, NMLS #12895

MARKET Update: As the U.S. economy moves towards fully opening up, so are the mortgage money markets. Some Interest Rates have already dropped under 3% APR and we are regularly Closing in less than 30 days, some less than 15 days. Flexible Features Available:... Flex terms - Don’t extend your repayment term back to 30 years! Appraisal Waivers - No Appraisals! Tax Escrow waivers up to 95% LTV e-Applications available - Save time! Save tens of thousands by refinancing for a lower rate. Give us a call and let us show you what we can do for you!

Happy Easter to all, from the mortgage professionals at Adirondack Funding Services! May the holiday bring peace to your and your family, and may you find hope in the blessings of new beginnings.

During this time of uncertainty, we would like to extend warm wishes to all our clients, friends, and family as we work to get through this difficult situation. We will prevail together. Adirondack Funding Services is still opened and working diligently to assist our clients close on their purchase and refinance transactions. Now is still a great time to get a mortgage! Whether you are looking to buy a new home while the market is less competitive or looking to refinance your... current mortgage to take advantage of historically low interest rates, we are always here to help. We would also like to extend a special invitation to anyone interesting in obtaining information about a mortgage, but who are not quite sure if they are ready to proceed yet. We want you to know we are still here to provide information and guidance about the process of obtaining a mortgage at no cost to you. We will work with you to go over your options and we are here to assist you whenever you are ready to proceed. Please visit our website today at www.adirondackfunding.com to get more information about mortgage options or to apply online. You can also email any questions to us at [email protected] or reach one of our mortgage professional by phone at (518) 562-0055. We look forward to hearing for you! *** People affected by a temporary layoff or reduced hours at their current job due to the effects of COVID-19 are also highly encouraged to contact us now. It is never too early to start the application process and get pre-approved. We can work with you to get prepared for a fast mortgage transaction and closing once you are back at work. *** Adirondack Funding Services is a registered Mortgage Broker with the Mortgage Banking Division of the New York State Department of Financial Services. NMLS #12895. All loans arranged through 3rd party providers.

Important Message to our Clients and Friends: At Adirondack Funding the needs, safety and security of our customers and employees are always our top priority. The recent federal, state and local public notices regarding all efforts to contain the spread of the Coronavirus, has prompted us to offer the following written policies and options: We will seek to maintain the best personal customer service while practicing social distancing. Our goal is to provide quick and con...venient options for delivering and receiving information, customer documents and Application Packages. Services will focus on e-documents, pickup and drop-off, overnight express, and/or regular mail delivery based on each Client’s preference. Efforts will be made to keep in-person office visits and meetings short and to a bare minimum. Yet we always will make the time to discuss the needs, requests and concerns of all customers and employees. We always strive to maintain a businesslike professional atmosphere, while a casual, personable and productive environment is also encouraged. While we always strive to offer a clean and organized office for our employees and customers to visit and to work. We understand the need for all community members to comply with any government laws, regulations and emergency directives. We will make efforts to clean and sanitize all bathrooms, desks, chairs, phones, computers, keyboards, file cabinets, doors and door handles, etc. multiple times each day. Under the current advisory we pledge to double our efforts. We wish everyone good health and good luck during this difficult time. Our office will continue to stay opened to serve the public. Our staff members, who have all been working together a very long time and are all part of our family, will all continue to be available by phone during normal business hours. Thank you all and again we pray that you all stay healthy. Robert Bob Duquette Broker/Owner 518-562-0055

** NEW NO DOWN PAYMENT RENOVATION PROGRAM ** Adirondack Funding Services is now offering USDA guaranteed Renovation loans with NO money down to qualified applicants looking to own a home in designated rural areas!* USDA loans can also be used to Buy or Build the home of your dreams with NO down payment. Now you can also get the money to purchase and renovate a home, all in one loan! With interest rates still at historic lows and lenient qualifying guidelines, there has ne...ver been a better time to get a mortgage! Visit our website today at www.adirondackfunding.com to get pre-qualified or call us at (518) 562-0055 for more detailed information. *For information about income eligibility and designated rural areas please visit the USDA website at: https://eligibility.sc.egov.usda.gov/eligibility/ Adirondack Funding Services (NMLS # 12895) is locally owned and operated and has been helping your friends and neighbors since 1991. Registered Mortgage Broker with the New York Department of Financial Services Mortgage Banking Division. Loans through Third Parties.

Expecting a tax refund this year? Your tax refund could be the answer you have been waiting for. Make your dream of owning a new home a reality. Interest rates still at historic lows, and buying a home is as affordable as ever. Let the mortgage experts at Adirondack Funding Services customize a loan option that best suits your individual needs. We offer an array of mortgage products to choose from - including Conventional, VA, FHA, USDA, and Construction loans. Let us help y...ou put your tax refund to good use! Visit our website today at www.adirondackfunding.com to get pre-qualified or call us at (518) 562-0055 for more detailed information. Adirondack Funding Services (NMLS # 12895) is locally owned and operated and has been helping your friends and neighbors since 1991. Registered Mortgage Broker with the New York Department of Financial Services Mortgage Banking Division. Loans through third parties.

Happy New Year from the family of mortgage professionals at Adirondack Funding Services! Wishing all our past and present clients, friends, family, and business partners a very prosperous 2020! Cheers!!!

Adirondack Funding Services will be closed Tuesday December 31, 2019 and Wednesday January 1, 2020 in observance of the New Year holiday. We will resume normal business hours from 8:30am-5:00pm on Thursday January 2, 2020. Wishing everyone a fun and safe New Years celebration!

May the magic and wonder of the season fill your heart and home. The family of mortgage professionals at Adirondack Funding Services wishes you and yours a very Merry Christmas!

In observance of the upcoming holiday our office will be closed on: Tuesday December 24, 2019 & Wednesday December 25, 2019. We will resume normal business hours from 8:30 am to 5:00 pm on Thursday December 26, 2018. We thank you for following Adirondack Funding Services. Happy Holidays from our family to yours!

Our office will be closed for the holiday on Thursday November 28, 2019 and Friday November 29, 2019. Happy Thanksgiving!

Wishing everyone a safe and spooktacular Halloween!

It's not too late to be in your new home before Labor Day! We close loans in less than 30 days! Visit our website at www.adirondackfunding.com or call us today for more information at (518) 562-0055. Adirondack Funding Services is a registered mortgage broker with the New York State Department of Financial Services - Mortgage Banking Division. All loans arranged through third party providers. NMLS #12895.

Tired of paying your landlords mortgage? Let us show you how affordable home ownership can be! Visit our website at www.adirondackfunding.com or call us today for more information at (518) 562-0055. Adirondack Funding Services is a registered mortgage broker with the New York State Department of Financial Services - Mortgage Banking Division. All loans arranged through third party providers. NMLS #12895.