A. Zeeman Company, Inc.

We received this from Travelers Insurance and I wanted to share as good information. Dear Valued Partner, We regularly see the effects of cyber attacks on individuals and businesses, but we also see the value that preventive measures can have in blocking those attacks.... As an important partner of ours, we wanted to share some best practices to help you avoid falling victim to cyber fraud and to call your attention to a rising threat: the business email compromise. Business Email Compromise A business email compromise is when a cyber criminal impersonates a familiar business partner through email. The cyber criminal typically asks for a customer’s payment to be redirected to a new account, and, if the ploy works, the recipient of the email instructs the customer to change payment methods, thus paying the cyber criminal instead of the appropriate company. Best Practices To minimize your risk to business email compromise and other phishing scams. 1. Protect your email system. For cloud-based systems, a key safeguard is to implement a multifactor authentication, which requires more than one step to verify a user’s identity. 2. Don’t trust an email just because the sender’s name is familiar. The email account may have been compromised and be under the control of a cyber criminal. 3. Never follow new instructions without first verifying with a phone call. Do not reply directly to the email to verify changes you should always call your business partner to ensure the legitimacy of any changes in the payment process or for other suspicious requests. You can also take the steps below to help better recognize scams: Ask yourself: Was I expecting this email? Review the sender’s email address for slight discrepancies (e.g., [email protected] vs. [email protected]). Beware of pop-ups. If a webpage suddenly appears requesting a username and password or other personal details, be leery. This information is valuable to cyber criminals and can lead to other attacks, including a business email compromise. Analyze the body of the email. Does it seem unusual, out of character or suspicious for the sender? Is the style, language, time of day or cadence not typical of the sender? Be skeptical of urgent requests. Hover over links to verify the destination, and don’t click on a link if it looks suspicious. Look closely at attachments before opening. See if the file name seems appropriate for the sender. We hope these practical measures will help protect you and your customers. If you have any questions, or if you receive something suspicious, please follow up with your Travelers relationship manager. As always, thank you for your partnership. Note, that our office writes Cyber Liability Insurance with Travelers and others. If any interest in a quote please contact us!

Good information on Flood Insurance https://lnkd.in/d8QB7ka

Before, during, and after difficult times, Utica National is there for those who need us most, including our customers, agents, team members, and those in the communities that we work and live!

NEWS FROM A. ZEEMAN COMPANY, INC. Dear Valued Insurance Customer, I hope all of you are safe and well during these difficult times and for those who are going through health or financial struggles our thoughts are with you....Continue reading

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Dear Valued Insurance Customer, We hope that this message finds you and your family safe and healthy. These are difficult times. The New York Legislature and Department of Financial Services have been implementing emergency measures in an effort to protect insurance policyholders who have been hit with financial hardship because of the COVID-19 pandemic. Regulations they enacted apply to most insurance policies and include: the waiver of late fees; the... prohibition on reporting negative data to credit reporting agencies; and the repayment of late premiums over a 12-month period. If you have been impacted by this pandemic, this means help may be available. If you can demonstrate that you’re unable to make a timely premium payment due to financial hardship because of the COVID-19 pandemic, you may be able to pay such premium over a 12-month period. If your policy is financed through a premium finance agency, they may be required to provide a grace period before cancelling your policy for late payment of an installment if you can demonstrate financial hardship because of the COVID-19 pandemic. This grace period will be 60 days for a property/casualty policy; 90 days for a life insurance policy. You may be given a 12-month period to pay the missed installment, and the premium finance agency may not impose late fees or report you to any credit reporting agency or debt collector because of that installment. You may prove hardship by submitting a written attestation to the insurance company or premium finance agency regarding your financial hardship resulting from the COVID-19 pandemic. The full text of the relevant regulations can be read here: https://www.biginy.org/nysdfs. If you have any questions about this or your policy, don’t hesitate to contact our team or you can also call your insurance company billing department directly. We’re proud to continue helping you protect what matters most. Stay safe, A. Zeeman Company, Inc. James Altman Ronald Altman

Important Update: Due to the Coronavirus (Covid), our team is currently working remotely. We remain committed to handling all of your insurance needs. We are fully staffed and working to assist all of our clients. Existing clients, please email any of our staff for service at the addresses you normally use or just leave a phone message. We will get back to you promptly during normal business hours. If you are a new client email me directly at [email protected] and I will respond. Thank you and be safe!

https://www.fox2detroit.com//heres-why-you-dont-plug-space

Good share Mark Boyland

Just a word of advice, safer to not post pictures of a vacation while away, advertising an empty house when you do so!

A long time client's daughter is raising funds to fight Leukemia and Lymphoma by asking for donations to the Leukemia & Lymphoma Society. It's for a very good cause. Please feel free to share this link with others! https://events.lls.org/li/longislandSOY19/ddelorenzo.

https://www.youtube.com/watch?v=w6no9-a0lpk