Barbara-Ann Cesaro-Benson NY Realtor

I can help you reach your real estate goals! Whether you’re ready to sell, purchase or invest in real estate, you’ll need a professional at your side. I am an expert in this market and have months of experience navigating our current conditions. I can help make your real estate transaction as safe and seamless as possible! ... Ready to get started? Call or message me! Barbara Ann Cesaro-Benson (516) 852-6532 [email protected]

Define your dream home! Would you like a formal dining room? If so, how many people should it seat?... Comment your answer below! Barbara Ann Cesaro-Benson (516) 852-6532 [email protected]

"How much should I put down as a first-time buyer?" This is a great question for first-time home buyers. The answer might surprise you! It is very common for buyers to think that they need a 20% down payment to purchase a home. That is not the case! ... There are many mortgage options with low down payment requirements. The minimum down payment depends on the type of loan that you qualify for. Here is a quick breakdown of common loan types: Conventional Loan: 3% down payment for qualified buyers. FHA Loan: 3.5% down payment for qualified buyers. VA Loans and USDA Loans usually do not require a down payment. With low down payment options AND the low interest rates we are seeing right now, homeownership might be closer than you think! Are you open to talking more about your options as a first-time buyer? Reach out to get started. Barbara Ann Cesaro-Benson (516) 852-6532 [email protected]

Home buying tip! When life gives you low mortgage rates, buy a house! Mortgage rates are incredibly LOW, making this a great time to purchase a home of your own. Rates are predicted to increase in 2021, so locking in a low rate could save you thousands over the life of your loan. Here are a few ways to gauge if you are ready for a mortgage of your own: ... You've been saving for a down payment You have decent credit and credit history Your monthly mortgage payment fits into your budget You have steady employment You plan on living in the area for a few years You want to build equity Does this sound like you? You're on the right track! Send me a quick message if you're open to discussing more. Barbara Ann Cesaro-Benson (516) 852-6532 [email protected]

Oh hey! I want to start the week off with a quick hello to you all. Thank you for following along! Now, I would love to learn more about you.... What is next for you? Are you currently renting and are interested in purchasing a home? Are you ready to sell and move up? Having you been looking into real estate investing? I would love to hear about your real estate goals and guide you on your next steps! I am an expert in this market with experience in all kinds of transactions. It's very competitive out here and it's important to have an expert on your side! Send me a quick message to get things started. What is your next real estate move? Barbara Ann Cesaro-Benson (516) 852-6532 [email protected]