Commandiv

https://blog.commandiv.com/5-rules-for-stock-market-investi

Why You Need to Prepare for Retirement in Your 20s The simple answer: The Law of Compounding Interest. Starting young allows your money to grow along an exponential curve. Do the simple math: take 1.07 [a 7% return] and raise it to the 40th power (1.07)^40 [40 years of compounding before retirement]. Now multiply that by whatever you can start saving today. That's a lot more than you thought, huh? More on the future value formula: http://ow.ly/XrCv7

3-Step Retirement Savings Plan for 20-Somethings Simple advice on kickstarting your retirement savings. The steps: 1) Start saving at least 10% of your salary... 2) Go with a simple and low-cost investing plan (the simpler the better) 3) Relax in mark turmoil! (and stay the course) Read more: http://ow.ly/Xrzfv

6 Rules for Disciplined Investing These are great rules for intelligent investing, and Commandiv agrees whole-heartedly. At the top of the list is buying low-cost index-ETFs and holding them forever. Don't change course when the market goes on sale, just keep buying at lower prices! Read more: http://ow.ly/XrxEE

A Portfolio of Index-Tracking ETFs This is a great article that explains the benefits of owning a portfolio of ETFs (exchange-traded funds) that track the major global indices. By buying the entire global stock market with tiny fees, and then holding those investments forever, you guarantee your fair share of returns! Read more: http://ow.ly/XrvZ4

Index Investing by the Numbers Here is a great infographic that gives a lot of details on ETFs and mutual funds. One of our favorites: paying 1% for an actively-managed mutual fund can eat up 1/3rd of your after-tax return! See the infographic here: http://ow.ly/WMJhv

7 Strategies to Grow your Savings to $1 Million This article has some good strategies for saving money and growing wealth. We think the best ones worth reiterating are: 1. Pay yourself first... 2. Start as early as possible 3. Take advantage of your employer match Read more here: http://ow.ly/WMGTa

Why Dollar Cost Averaging is a Smart Idea In these times of market turmoil, it is important to continue investing! Investing money on a *regular* basis, and then following a buy-and-hold-forever strategy is proven to increase your returns. Why?... You invest $1,000 every month. Stock X is $100, so you can buy 10 shares. If Stock X rises to $120 next month, you can only theoretically buy 8.3 shares. But if Stock X falls to $80 next month, you can buy 12.5 shares! Now if Stock X was actually a basket of all US stocks, then we know it will eventually go back to its upward path. So when you're young with years until retirement, you should actually PREFER market declines (weird, huh?)! Read more from Nasdaq: http://ow.ly/WMBsr

Three Ways to Rev up your Retirement Savings Strategy Whether you've already started saving for retirement or are just beginning, these 3 suggestions from Fidelity are excellent! If you do these 3 things, you will be well on your way to a comfortable retirement: 1. Start with your workplace savings plan... 2. Add an Individual Retirement Account (IRA) 3. Set up an automatic investment plan Read more here: http://ow.ly/WJ4bx