Eddie Zambrano, NMLS # 1252703

If home is now your office, you need a real office at home! Whether that requires small changes or major renovations, these ideas can help you be your best while you’re on the clock. https://bit.ly/2OL6ear

No matter how much you get back, more money for a down payment means you can: Borrow less on your mortgage. Improve your negotiating power. Get a better interest rate with a lower down payment... Call or e-mail today so you're ready when your refund arrives!

You probably know March 17 by its more common name, St. Patrick’s Day. Either way, it’s that time of year when we set traps in hopes of catching a little green man who will grant our wishes and share his pot of gold. Here’s to good cheer and good fortune on the greenest of holidays. Sláinte!

In a seller’s market, chances are you’ll end up in a home bidding war with several interested buyers. Find out how a first-time homebuyer can go into battle with the poise and purpose of a seasoned veteran. https://bit.ly/3rEnZpu

Here’s your annual reminder that daylight saving time begins Sunday, March 14. Don’t forget to set your clocks ahead one hour. Remember, it’s almost spring. Go forward, not backward!

When you refinance your mortgage, you can pay for other things with the potential savings, like a home renovation or college! Contact us today to see if a refi is right for you.

Ace that home-purchase test with these helpful insights and strategies to overcome student loan debt! This is your higher education for turning that homebuying dream into a rewarding reality. https://bit.ly/3rgfKPU

Before you envision your new home with updated appliances and fresh paint colors, the appraiser that evaluates the property will be making sure everything is compliant with HUD’s minimum property standards. Follow this checklist ahead of time to determine if these items need to be included in your repair list. https://bit.ly/3r2Grrh

You’ve applied for a new home loan or have decided to refinance your existing mortgage. Congratulations! Now all you have to do is wait, right? Not quite. Find out how you can keep the process moving along smoothly. https://bit.ly/38gHm17

Last year, we all found incredible strength, adaptability, and resilience within ourselves. Now let’s look forward to a brighter future than we could have ever hoped for! Happy New Year from CCM!

Are you in need of additional funds? An FHA Cash-Out Refinance offers several significant benefits, including the ability to borrow more than you currently owe on your home. https://bit.ly/2Jpj0su

It’s always exciting to unwrap presents, but nothing makes us smile more than the joy our loved ones bring to our hearts. Happy Holidays from the CCM family to yours!

We are 10 days away from wrapping up our Annual Fundraiser, if you are able to please make a donation for these children. Did you know the treatments invented ...at St. Jude have helped push the childhood cancer survival rate from 20% to 80%. And St. Jude is helping many more kids... St. Jude freely shares the discoveries it makes, which means doctors and scientists worldwide can use that knowledge to save thousands of more children. https://bddy.me/3rhuMGm #CarbonTeam #StJude #GivingBack