Long Term Disability Lawyers

The latest wave of phone calls and emails to our office are coming from people who had their employee disability policy through Liberty Mutual as part of their employer’s benefits package. They are facing the problem that happens whenever one insurance company buy another insurance company’s book of business. Lincoln Financial purchased Liberty Mutual’s benefits group in 2018. It takes a while for the companies to figure out what resources are redundantread job cutsand what... resources and people need to be kept. Once the weeding out process of internal resources is done, it’s time to look at sharpening up the company’s balance sheets. Disability claims are the lowest hanging fruit, and terminating claims, including claims that have been paying monthly benefits paid for years, is the fastest way to cut losses and make the company look more profitable to shareholders. For Liberty Mutual or Lincoln Financial disability claimants, things may be getting far bumpier as the losses from the pandemic continue. If you have any questions about your claim, if you have been notified that your claim is being terminated or if you have been asked to provide more information, we suggest you call our office at 877-583-2524 without delay. The call is free, and there are strict time limits on your ability to appeal a denial or a termination. #disabilitydeniedclaim #lincolnfinancialdeniedclaim #disabiltyclaimlawyers

Is it Better to Get An Attorney for a Long Term Disability Claim? The real question is: How important to you and your family is the income from the long term disability claim? Long term disability insurance claim denials and terminations are difficult matters. There is no such thing as a slam-dunk case. If your family needs the income that the long term disability policy is supposed to provide, then you need an attorney. Your claim is too important to put at risk. The nex...t question: how do you chose a long term disability insurance claim attorney? When Frankel & Newfield opened its doors, the firm was one of only a handful in the country practicing long term disability insurance law. We have continued to focus only on LTD insurance law over the years. It is a complex practice area, combining insurance and contracts law and requiring an in-depth understanding of medicine and the specific medical conditions which impact claimants. We have seen what can happen when attorneys in other practice areas venture into LTD insurance law. The results are not always pretty, even when the attorneys are skilled practitioners - - even in insurance law. We have represented insurance lawyers and insurance agents in LTD claims, who thought that they would be successful representing themselves based on their own knowledge and experience. They came to us when it was clear they could not manage their own claims. If you are facing a disability claim denial, call us at 877-583-2524. Learn how we can help you. See more

In the last few weeks, our office has received a huge number of calls from Hartford disability claimants who have had their claims denied or terminated, some of whom had been on claim for many years. When something like this happens, we always say, follow the money. The lowest hanging fruit for a disability insurance company? Benefits to claimants. The company’s fourth quarter and full year 2020 Financial Results were reported on December 31, 2020. .Group Benefits resul...ts in the fourth quarter were impacted by higher mortality rates in Group life primarily related to COVID-19. If your Hartford disability insurance claim has been denied, we suggest calling our office at 877-583-2524 today. There are time limits on appealing denied and terminated claims, and you don’t want to lose your disability insurance coverage because you did not respond in time

We thought it would be helpful to highlight our top blog posts. These are some which resonated with potential peers of yours who have experienced similar issues. The blog post can be read here: https://bit.ly/3nMXnBp The article includes: Common causes of LTD claims Definition of "Material and Substantial Duties"... Timelines for an ERISA disability appeal Functional Capacity Evaluation (FCE) info Using Drones for Surveillance Increase in Denials from Sedgwick CIGNA Denial Overturned by Federal Judge If you have any questions about the information, or would like to speak with an attorney about your situation, you are invited to contact us by phone at 1-877-583-2524.

We regularly receive notes from clients who appreciate the work we do on their behalf. We think their own words speak for themselves: I knew after speaking with you for 5 minutes that I was in the right place.Your unique approach.. avoided the intentional pitfalls which were incorporated in the application provided by the insurance carrier. Eight weeks later I received an approval for total disability.Your fees were extremely reasonable. You were always available if I did... have a question. You updated me regularly on the status of my application. You were aware of when and who to nudge at DMS to keep the process moving and most important of all you were successful in obtaining for me my maximum benefits in a minimal amount of time. I can never thank you enough for your assistance, professionalism and the reassurance provided for me through this ordeal. See more

Sedgwick manages short-term disability claims for many Fortune 500 and other companies, and regularly denies disability claims for a number of reasons. Often, they have little to do with your short or long-term disability claim, but a lot to do with your short and long term disability policy. That doesn't make it any easier when your short term disability policy claim is denied. We have seen a rise in the last few weeks and months in the number of people contacting our law ...firm when their short term disability insurance claim has been denied. Sedgwick Claims Management Services is one of the largest third party administrators, companies that manage disability and life insurance claims for large insurance companies. This third party claims management company works for the insurance company or directly for your employer if you work for a self-insured business. That means that Sedgwick's success is measured in how much it can minimize the money an employer or disability company will have to pay for your claim. Call our office for your free consultation at 877.583.2524 to learn how we can help you with your claim today. If Sedgwick Claims Management Services has denied your claim, a free consultation with our firm will help you understand what you are up against, what options you have, and help you make an informed decision going forward. #Sedgwickdeniedshortterm #Sedgwickdisabilityclaims #ERISAdeniedclaims

The Hartford bought Aetna’s group disability business in November 2017 and since that time, they have been cleaning house on these legacy claims, but in recent months, we have seen a dramatic increase in the number of disability claims that are being denied or terminated. We are seeing this in the calls and emails that come to our office. Claimants who held Aetna group disability insurance policies have found themselves on the wrong side of this transaction. We recommend s...peaking with an experienced long term disability insurance attorney who has a track record of success with Hartford ERISA group and private disability insurance claims. The chances of your succeeding with a claim, or fighting against a claim denial are not encouraging. The long term disability insurance companies have the ability to keep a claim battle going long enough to exhaust your savings and sap the energy that should be dedicated to caring for yourself as you battle your disability. We know for a fact that these companies rely on a certain percentage of claimants not being able to fight back, or making big mistakes early on in the claims process and losing their rights. Call our office today at 877-583-2524 for a free consultation about your disability claim with Hartford. Learn how our disability law firm can help. Please note that there are strict time limitations on group long term disability policy claims and appeals, so it is recommended that you contact us today. A denial letter must be addressed as soon as possible If your claim was denied, make the call.

Frankel & Newfield is grateful to the brave men and women who serve our country, and we are proud to represent veterans who rely on us to defend their rights. We proudly represent many Veterans. Many of our veteran clients suffer from PTSD, Post-Traumatic Stress Disorder often from service or combat. While we do not represent them with the VA, benefits when they have PTSD or another disability and own a disability insurance policy from their employer, or have purchased d...isability insurance on their own, we protect them from insurance companies that seek to deny their claims. We also protect them where the disability insurance company may seek to recoup those VA benefits through certain policy provisions. If your disability insurance company has denied your PTSD claim, or you have questions or concerns, we invite you to call our office at 877-583-2524 and learn how we can help you. HAPPY VETERANS DAY!

Partners Justin C. Frankel and Jason A. Newfield, founders of the national disability insurance law firm Frankel & Newfield, have been named to the New York Metro Super Lawyers list as two of the top New York metro area lawyers for 2020. Both Mr. Frankel and Mr. Newfield have been named Super Lawyers from 2013 2020, and Mr. Frankel was selected in 2011. Each year, no more than five percent of the lawyers in the New York metro area are selected by the research team at Supe...r Lawyers to receive this honor. Super Lawyers, a Thomson Reuters business, is a rating service of outstanding lawyers from more than 70 practice areas who have attained a high degree of peer recognition and professional achievement. The annual selections are made using a patented multiphase process that includes a statewide survey of lawyers, an independent research evaluation of candidates and peer reviews by practice area. The result is a credible, comprehensive and diverse listing of exceptional attorneys. Mr. Frankel and Mr. Newfield have also been honored with AV-Preeminent ratings from Martindale-Hubble, a global legal publisher, and are both rated 10 the highest possible rating - by AVVO, a leading website for consumer information concerning attorneys.