First American Title Agency Services

Once an offer is accepted and finalized, the closing process formally begins. It starts with a Title Search and inspection before title insurance is purchased. Both the buyer and seller will typically rely on a third party, such as a real estate lawyer or agency to handle funds and documents. Typically, an attorney will then oversee the rest of the process, which involves pre-approval for mortgage where applicable, determining costs, establishing an exact date and another fin...al inspection to make sure that nothing about the property condition has changed. If the need arises, the final costs may be renegotiated at this point if changes have occurred for either party or the inspection/title search process has found any significant factors. From start to finish, the closing process typically takes 3-4 weeks to complete, and both buyers and sellers should factor that into their timelines for moving and transferring services. First American Title Phone:212.381.6600 http://www.firstam.com/title/agency/ny/ #FirstAmericanTitle #FirstAm #titleagency #njrealestate #newyorkrealestate #nytitle #nyrealtors #nyrealestateagents #newyorktitle #NYTitleServices #NYRealEstateServices #realestatefaq #nyrealtors #nyrealestateagents #topagents #realtortips #realtormarketing #closing101 #openhouse #springsellingseason #springrealestate #realtortips #springopenhouse

Agent Offerings GEMS First American Title Agency Support offers an effective way to manage policy inventory and assists agents in achieving their goal of completing and delivering title policies to their customers in a timely manner, per the guidelines of ALTA best Practices. Utilization of the full Policy Typing Portfolio may result in shorter turn times, lower costs and decreased remittance time. Find this GEM at: www.firstam.com/agentadvantage... First American Title Phone:212.381.6600 http://www.firstam.com/title/agency/ny/ #FirstAmericanTitle #FirstAm #titleagency #njrealestate #newyorkrealestate #nytitle #nyrealtors #nyrealestateagents #newyorktitle #NYTitleServices #NYRealEstateServices #realestatefaq #titlesearch #residentialtitle #firstamericanteam #firstamericanagency #realestatefun #titlepolicies #agentadvantage

When you buy a home, you'll be required to submit personal information to your lender and/or settlement or escrow agent. This information may include social security numbers, bank account numbers and credit and loan account numbers. Unfortunately, would-be fraudsters sometimes attempt to steal personal information and even money through real estate transactions. 5 Tips to Protect Yourself 1. Always carefully examine the email address from which you receive updates on your tra...nsaction from your real estate agent, escrow officer or settlement agent to verify it is correct. If an email seems suspicious, notify your real estate or settlement agent immediately. 2. Call instead of email. Use the phone number on the company's official website or business card. Don't trust the phone number included in the email. 3. Be suspicions of any requested change to wiring instructions. It's highly unusual for your title or escrow company to request any last-minute changes. 4. Confirm the account before sending. Ask your bank to verify the account information before sending a wire. First American transactions will always be to "First American Trust, FSB." 5. Verify funds immediately. Call your title or escrow company to verify the funds have been received. First American Title Phone:212.381.6600 http://www.firstam.com/title/agency/ny/ #FirstAmericanTitle #FirstAm #titleagency #njrealestate #newyorkrealestate #nytitle #nyrealtors #nyrealestateagents #newyorktitle #NYTitleServices #NYRealEstateServices #realestatefaq #titlesearch #residentialtitle #firstamericanteam #firstamericanagency #firstamericanagency #refinancing #realtors #wirefraud #fraudprevention #cyberfraud #cybersecurity

This Spring is shaping up to be a seller's market! Record-low inventory, high demand and continued historically low mortgage rates suggest this Spring will be a hot market for sellers. Are you planning on selling a home this year?... First American Title Phone:212.381.6600 http://www.firstam.com/title/agency/ny/ #FirstAmericanTitle #FirstAm #titleagency #njrealestate #newyorkrealestate #nytitle #nyrealtors #nyrealestateagents #newyorktitle #NYTitleServices #NYRealEstateServices #realestatefaq #titlesearch #firsttimehomeowner #homebuyertips #residentialtitle

An in-depth title search is generally comprised of a thorough examination of public records. This can be difficult because, depending on the jurisdiction, liens and judgments on a property may be filed a number of ways - by the name of the buyer, the name of owner, the street address, lot number, etc. Many title companies today have created exhaustive and systematic methods for conducting these searches, resulting in large databases of consistently indexed data that facilitat...e faster and easier title searches. These "title plants," or large stores of uniformly organized public data, help to complete title searches faster and help ensure accuracy. Title searchers uncover more than simply liens and judgments, however. A thorough title search will include information about mortgages, street and sewer assessments, taxes and levies and countless other issues that could taint an otherwise sound transaction. For instance, a title searcher may examine a property and find no judgments or liens, but uncover special building restrictions of which the buyer was unaware. Or the title search may disclose previously established easements, such as civil, sewer or power. A title searcher may find that some part of the property encroaches on neighboring land, warning against possible ownership issues in the future. The data collected through a title search not only gives the buyer peace of mind regarding the property they're purchasing, but also helps reduce the risk of title problems arising in the future. This makes a title insurance policy a valuable investment towards protecting an even greater investment - your home. First American Title Phone:212.381.6600 http://www.firstam.com/title/agency/ny/ #FirstAmericanTitle #FirstAm #titleagency #njrealestate #newyorkrealestate #nytitle #nyrealtors #nyrealestateagents #newyorktitle #NYTitleServices #NYRealEstateServices #realestatefaq #titlesearch #firsttimehomeowner #homebuyertips #residentialtitle

Real estate is the nation's largest market, making the purchase and sale of real property essential to the health of the U.S. economy. These transactions are never without risk, however. That's why title insurance has been protecting American homeowners for more than 125 years. As a buyer of real estate property, you'll want to protect your investment and the ownership rights that come with it! That's why it's wise to purchase an owner's policy of title insurance in conjunc...tion with the loan policy your mortgage lender will require you to purchase. The loan policy insures the lender against covered title defects up to the amount of the insurance, while an owner's policy protects your interest in your property. First American Title Phone:212.381.6600 http://www.firstam.com/title/agency/ny/ #FirstAmericanTitle #FirstAm #titleagency #njrealestate #newyorkrealestate #nytitle #nyrealtors #nyrealestateagents #newyorktitle #NYTitleServices #NYRealEstateServices #titlesearch #residentialtitle #titleservices #titleservicesny #newyorktitleservices #title101 #whytitleinsurance

Today we are wishing a very #HappyBirthday to Patricia A. LaPorta, Esq.! With over 25 years of legal and title industry experience, Trish is a valuable resource and a wealth of title industry information providing high-level underwriting assistance on both commercial and residential transactions and coordinating underwriting operations within New York. Trish has served as New York State Underwriting Counsel and has an excellent reputation for using her expertise and knowledge... to provide underwriting guidance and assistance to our valued agents. She has participated extensively as a lecturer on title insurance and real estate topics for continuing legal education programs and continuing education programs for purposes of agent licensing. Prior to joining First American Title, Trish served as Counsel for a full service residential and commercial title insurance company in New York and as Chief Counsel for a title company who provided statewide and national comprehensive title and settlement services. Thank you for being a part of our team, Trish Ann. May the year ahead bring you opportunity, success and happiness! First American Title Phone:212.381.6600 http://www.firstam.com/title/agency/ny/ #FirstAmericanTitle #FirstAm #titleagency #njrealestate #newyorkrealestate #nytitle #nyrealtors #nyrealestateagents #newyorktitle #NYTitleServices #NYRealEstateServices #realestatefaq #nyrealtors #FirstAmFaces #topemployees #teambirthday #birthdaywishes

We'd like to wish our friends, family, clients and associates who are celebrating, a joyous Passover. Chag Sameach! First American Title Phone:212.381.6600 firstam.com/title/agency/ny/... #FirstAmericanTitle #FirstAm #titleagency #nyrealestate #newyorkrealestate #nytitle #nyrealtors #nyrealestateagents #newyorktitle #NYTitleServices #NYRealEstateServices #nytitleinsurence #nytitleservice #happypassover #passover2021

As a valued business partner, you can count on Kerrie to provide you with the highest level of personalized customer service that ensures peace of mind for homebuyers and sellers and the professionals that serve them. Kerrie graduated from Molloy College with a Bachelor of Science in business management and is a member of the New York Land Title Association. Her background also includes serving as a loan officer for a national mortgage provider that is a leader in originating... and servicing VA and FHA loans. Every day First American delivers timely, accurate information with expertise and integrity while adhering to the highest standards of financial stability and professional responsibility. Becoming an agent of First American gives you the necessary tools to be successful in this ever-changing real estate market. Please contact Kerrie today to find out how First American’s nationwide strength, local expertise and friendly service can work for you. First American Title Phone:212.381.6600 http://www.firstam.com/title/agency/ny/ #FirstAmericanTitle #FirstAm #titleagency #njrealestate #newyorkrealestate #nytitle #nyrealtors #nyrealestateagents #newyorktitle #NYTitleServices #NYRealEstateServices #realestatefaq #titlesearch #residentialtitle #firstamericanteam #firstamericanagency #firstamericanfaces

As a buyer of real estate property, you'll want to protect your investment and the ownership rights that come with it. That's why it's wise to purchase an owner's policy of title insurance in conjunction with the loan policy your mortgage lender will require you to purchase. The loan policy insures the lender against covered title defects up to the amount of the insurance, while an owner's policy protects your interest in the property. If you've ever mortgaged a home, chanc...es are you were required to purchase a title insurance policy. This lender's policy is required by most lending institutions as a way to insure their security interest in the property. This policy protects the bank or other lending institution for as long as they maintain an interest in the property. As a buyer it's wise to purchase an owner's policy of title insurance, which will protect your rights as the homeowner, generally for as long as you or your heirs have an interest in the property. Both title insurance policies not only pay valid claims and legal fees to defend against hidden title issues, but also help to decrease ownership risks by providing a thorough title search prior to the issuance of either policy. Questions? We can help! Call or contact us today to get started on securing title insurance for your home. First American Title Phone:212.381.6600 www.firstam.com/title/agency/ny/ #FirstAmericanTitle #FirstAm #titleagency #nyrealestate #newyorkrealestate #nytitle #nyrealtors #nyrealestateagents #newyorktitle #NYTitleServices #NYRealEstateServices #nytitleinsurence #nytitleservice

First American Title's Agent Advantage team has extensive experience in complex commercial and residential transactions. Our detail-oriented, agent-centric professionals are highly trained and provide reliable search information to help maximize the productivity and efficiency of your operation. Let's Connect! Contact us today and our experts will help tailor a solution to help YOUR business! First American Title... Phone:212.381.6600 firstam.com/title/agency/ny/ #FirstAmericanTitle #FirstAm #titleagency #nyrealestate #newyorkrealestate #nytitle #nyrealtors #nyrealestateagents #newyorktitle #NYTitleServices #NYRealEstateServices #nytitleinsurence #nytitleservice

"While our analysis may not yet confirm the widely discussed pandemic-driven sprint to the burbs, faint signals of a jog are picking up pace." Deputy Chief Economist, Odeta Kushi

"As we are all too aware, the coronavirus outbreak has taken hold of the domestic and global economy. The housing market is not immune to its impact but may be in a better position than many believe." Mark Fleming, Chief Economist, First American

Help your home buyers and sellers become better prepared for the closing process and understand the value of purchasing an Owner's Policy of title insurance. This online resource center offers articles, videos and infographics that you can quickly and easily share with your customers. First American Title Phone:212.381.6600 firstam.com/title/agency/ny/... #FirstAmericanTitle #FirstAm #FirstAmericanNY #titleagency #nyrealestate #newyorkrealestate #nytitle #nyrealtor #nyrealestateagents #newyorktitle #NYTitleServices #NYRealEstateServices

We are taking precautions to protect our customers, employees and the communities we serve. Please see our COVID-19 update at firstam.com/covid-19-update.

We are proud to announce that First American Title Services Agency has earned a score of 100 on the Human Rights Campaign Foundation’s 2021 Corporate Equality Index, the nation’s foremost benchmarking survey and report measuring corporate policies and practices related to LGBTQ workplace equality. First American joins the ranks of over 767 major U.S. businesses that also earned top marks this year. This is the fourth consecutive year First American has earned top marks in th...e CEI! https://bit.ly/FA_HRC First American Title Phone:212.381.6600 firstam.com/title/agency/ny/ #FirstAmericanTitle #FirstAm #titleagency #nyrealestate #newyorkrealestate #nytitle #nyrealtors #nyrealestateagents #newyorktitle #NYTitleServices #NYRealEstateServices #hrc #hrcequityindex

First American Title's Agency Division is committed to providing the resources, services and underwriting guidance our title agents and attorneys need to achieve new levels of success in their business! The solutions we offer are designed to put our clients and their customers first. Contact us today to learn how a partnership with First American Title can provide you with the tools you need to give you an edge. First American Title... Phone:212.381.6600 firstam.com/title/agency/ny/ #FirstAmericanTitle #FirstAm #titleagency #nyrealestate #nytitle #nyrealtors #nyrealestateagents #newyorktitle

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