First Time HomeBuyer Help

Aligning your budget with a mortgage you can afford is easier than ever before. Crunch the numbers and estimate your monthly payment with the #loanDepot mortgage calculator. - https://www.loandepot.com/mortgage-calculator

Your Debt-to-Income ratio (DTI) is a measure of your monthly debt compared to your monthly income, calculated by your monthly debt divided by your monthly gross... (pre-tax) income. DTI is one of the factors used to determine how much you can afford in a monthly mortgage payment. If you have any mortgage-related questions, contact me today! - https://www.loandepot.com/kdougherty

When buying a home, it's important to understand what role earnest money plays in your transaction. Earnest money is a deposit made to a seller, held in an escr...ow account, that represents a buyer's good faith to buy a home. The idea is to show you are serious about buying the property. For all your home-purchase questions, contact me for more information! - https://www.loandepot.com/kdougherty

When you’re taking out a mortgage, there are two numbers that reflect its costs: the interest rate and the annual percentage rate, or APR. While the interest ra...te is the cost of borrowing the principal loan amount, the APR is a broader measure of the cost of a mortgage, including broker fees, discount points, and some closing costs. If you have any other mortgage-related questions, contact me today! #MortgageTerms - https://www.loandepot.com/kdougherty

Learn how you may be able to get into a New Home with as little as 3% down. Contact us TODAY or visit the link to learn more.

Whether you are saving for a down payment on a home or working toward consolidating and paying down your debt, improving your spending habits can help make sure... you stay on track and feel good about your progress. Here are a few tips to help you stay on the straight and narrow this holiday season! #MoneySavingTips - https://www.loandepot.com//person/improve-spending-habits

If you’re in the market to purchase a home, now may be a great time to take advantage of today’s low interest rate environment. To explore loanDepot’s wide spectrum of financing options, contact me today! #Homeownership - https://www.loandepot.com/kdougherty

Did you know that the majority of Americans still don't know about the many low down payment home loan options that exist? With a Conventional loan, you can put down as little as 3 percent! Contact me to learn if you qualify! - https://www.loandepot.com/kdougherty

Buying a home this winter doesn't have to feel like an uphill climb. Stand out among other buyers this holiday season and give yourself a competitive advantage with a Pre-Approval! Contact me to get started today. #loanDepot - https://www.loandepot.com/kdougherty

If you plan to tap into the bank of mom and dad for a future home purchase, it’s key that your financial gift is properly documented through a donor gift lett...er. It will help the lender ensure this money is not a loan and move you toward a successful closing. Should you have any mortgage-related questions about down payments or a ready to start exploring your financing options, contact me today! #Homeownership - https://www.loandepot.com/kdougherty

Looking to buy a home but not sure where to start? You've come to the right place. I can help you understand how to prepare for a successful home buying experience. Contact me with any mortgage-related questions! - https://www.loandepot.com/kdougherty?utm_source=TE...

Buying a home can be intimidating when you’re not sure what to expect. Here's our helpful guide to better prepare you for this exciting step in your life. #Homeownership - https://issuu.com/loan_depot/docs/first-time_homebuyer_guide