Hochheiser, Deutsch & Company, Inc.

A will may be only one of the documents you needand one of the factors you should considerwhen it comes to managing your estate.

Let’s start getting your financial priorities and attitudes in sync with model behaviors.

Three tips for giving smart from the heart.

Here are 5 facts about Social Security you absolutely need to know. #socialsecurity #retirement

Even if you’re #young and single, you should still consider #protecting yourself with #insurance.

Find the right asset balance with Whole Life Insurance. Learn how you can create a balance between growth and stability with whole life insurance.

Whole life insurance can help protect what matters most: your family, your assets, and your legacy. Get the facts and don’t myth out on its many benefits.

When giving to charity, some make cash donations. Others want a more sophisticated strategy. #CharitableGiving

Explore financial strategies that may help you prepare for living on a fixed budget during retirement on My Retirement Walk.

For a small business, the loss of a key person could cause financial hardship.

Settling an estate can be like putting together a puzzle. Make a cheat sheet for your heirs.

Get on track to creating the retirement you want. Here are seven financial strategies to take now to help build your financial resources for retirement.

Here are a few key factors to consider when naming an executor for your estate.

Want to test your life insurance knowledge? Take our quiz and find out where you rank.

Protection. We’re obsessed with it these days.

Retirement The Golden Age or The stressful age? Is your retirement income shielded from income taxes and market volatility? How have your wealth building strategies factored in the loss of capital or income in retirement due to those taxes & volatility? Most people today only focus on now. The problem is they are not looking down the road to when they would like to use the money they have grown over the years. The whole point to building wealth is to be able to use and enj...Continue reading

It's hard to believe that it's November... Where did the year go? It’s that critical time of year for you to re-evaluate your retirement plan for your company or practice. Is your retirement plan ideal for you? Is it working as well as it could be? Are you getting a big enough tax deduction or a big enough percent of the overall contribution? ... Many times, a different plan design can result in much bigger deductible contributions and a larger percentage of the contribution that can be allocated to the principals. Do you have the highest level of fiduciary protection? Many retirement plans do not have the highest level of fiduciary protection and the principals are at risk. Many plans are not as efficient as they could be on many levels. Now is the time for you to invest 90 seconds and complete The Qualified Retirement Plan Scorecard and see if your plan is everything you want it to be. Time is of the essence as plans need to be modified by 12/31/20 for the 2020 tax year. By completing this scorecard, you can quickly evaluate if a 2nd opinion is warranted on your plan. To schedule a complimentary plan review or discussion, email me at [email protected] or call on 516-677-6208. http://www.thequalifiedretirementplanscorecard.com/ 2020-111292 Exp 10/22

You're Going to Want More! Please enjoy the latest video in my Myth series. Feel free to share it with anyone you think might benefit. https://vimeo.com/442039782

Please enjoy my latest video and feel free to share with anyone you think might benefit. Thank you. https://vimeo.com/442049950

With everything going on in the world today and how we have all been impacted by the corona virus, it's natural to feel that the best strategy is to do nothing and not even look at the state of your overall financial plan. But this is a critical time in your financial world. It's not a time to be stalled. It's a time to make sure that your financial house is in order and get a second opinion to be certain you are in the best position when things return to whatever normal wil...l look like at that time. Turmoil comes and goes but the key is to work towards having your financial plan successful under any set of circumstances. Is your plan set up that way? Let's set up a time to talk and see how we can help.

National Life Insurance Day each year on May 2nd marks the anniversary of the first-day life insurance became available in the United States. The observance also brings awareness of the benefits of life insurance. The sale of life insurance in the U.S. began in the late 1760s. How are you going to say I LOVE YOU when you're gone? Life insurance is a pure expression of love and it's what they're going to remember if you did it well. Life insurance also gives you the biggest pe...rmission slip for you to spend & enjoy as much of your money as you want in retirement knowing there's back up when you're not here. If you would like to discuss your life insurance planning please let us know. Stay well, and stay safe! Thank you.

As the world reacts to the coronavirus, the oil war battle and all of the extreme economic turmoil it is so important to stay calm and understand that life is still good. It may seem like a crazy time to be grateful for what we have as things spiral out of control...but I think it is indeed the time to be grateful for our families and our relationships. While financially things seem awful, this is temporary and this too shall pass. It may take time for the economy to regroup... and re-build but it will. We have been through many challenging and hazardous times before; September 11th and the terrorist attacks, the financial crisis of 2008-2009, the H1N1 Pandemic flu virus in 2009 also known as the Swine flu where 60 million people in the US were infected and over 12,000 people died; (I actually got the Swine Flu while I was in Lake Tahoe) and many more...It is painful no doubt and short term is scary but all will go on. We have always preached and strongly recommended a wide investment diversification for our clients as we try our best to help them build and protect their money so that it can be enjoyed and used in the most favorable method at the time it is wanted or needed. Having a diversified allocation of not only stocks and bonds but also whole life provides many options of where to pull funds from when needed or wanted. You are able to evaluate not only market conditions but taxes as well. You can see now how critical that really is in times like this. My hope is that you can somehow take a step back and go forward with gratitude and be grateful for what you have.

Have you given yourself permission yet?

Let the countdown begin, 5 weeks until spring.