The Island Wide Team

Great job by Rachael Tinari on getting her buyers an awesome deal on this Patchogue Village beauty!!

Welcome home to this lovely ranch situated on .68 flat acre of property. Home offers 3/4 bedrooms, 2 full baths, kitchen, large living room / dining room. Home is tastefully decorated with wood floors, master en-suite, and with a great floor plan. Possible sub division with approval. Home is in the Sachem school district. Location you can't beat near all major highways, shopping, LIRR, and more! Endless possibilities to make this home yours!

I often hear potential home buyers say they want to wait until home prices come down Here is why that doesn't work... Let's say you are in the market for a $40...0,000 home with $10k property taxes. If you have a 640+ credit score, you can qualify for an FHA mortgage at 3.5% ($14,000) down payment. Closing costs are roughly 5% ($20,000). You would be looking at a monthly payment of approximately $2875 all in, with approximately $34,000 out of pocket. Now... let's forecast out based on the chief economist for the National Association of REALTORS projections... That same $400k home next year is now $432k and interest rates go from 2.83% to 3%. Out of pocket expenses go to $36,720 (increase of $2,720) Monthly payment increases to $3,067 Wait even longer, until 2022 and that same home is now $455,760 and rates hit 3.5% Out of pocket expenses go to $38,740! Monthly payment increases to $3,305!! Wait 2 years and you could be looking at $430 more per month, $5,160 more per year, $159,540 more over the life of the loan! Or, buy now, and gain $55,760 in equity! That's like picking up another part time income without having to do the work!

Open House Sunday 12/13 11am - 1pm 71 Weatherby Ct, Central Islip 2br 2Ba Waterfront End Unit $349,990... Come live the resort lifestyle in this highly desireable gated community. Pool, Gym, Lounge on site, and just around the corner from Golf, Shopping, and Parks. Feed the ducks and enjoy the tranquility of waterfront living in this beautiful 2br 2ba end unit. Completed in 2018 with all the bells and whistles.. Crown Moulding, Stainless Applainces, Granite Countertops, and Wood Laminate Flooring throughout. You don't want to miss this one! Turn the key and call it home.

Open House Sunday 12/13 1-3pm NEW TO MARKET!! 4 bedroom 3 bath split on private cul-de-sac located in desirable West Hills. featuring a professionally landscap...ed, fenced yard with a beautiful waterfall and Koi pond. Handicapped accessible In-Law Suite with separate entrance. Many upgrades include: Granite countertops, radiant heated floors in kitchen and upstairs baths, CAC (2 units) Andersen windows, central vac/sweep, 200 Amp service with 2 sub panels, 5 separate thermostats, hi hats throughout, IGS and alarm See more

Congratulations to my friends and first time home buyers, Donna & Israel!! I'm so happy for you both. It was a long journey, but at least we had some fun doin...g it! Another smooth deal due to the best team of professionals on all sides... Mel Zel Roe of Zelli & Cahill, PC represented the buyer, Jane McLaughlin represented the seller, Rick Cohen for the bank, Sharon R. Starke - NMLS 14138-Cardinal Financial with another awesome mortgage deal, and Patricia Stein Oliva of Liberty National Title Agency with the Title Insurance! And always a pleasure working with Rich Romano of Century21 Cor Ace Realty