Joe Gilani NYC

It’s about to happen you’re finally going to hold the keys to your new home in your hands! Before you get ahead of yourself, know how to prepare for the closing to take place. With the right preparation, you can make the closing a seamless and stress-free process. #homeownership #homebuyer #homefinancing #realestate

Buying an existing home can sometimes be a risk, because you never really know how it was maintained by the seller. Even walking through a property that has seemingly no issues doesn't mean there isn't water damage, mold, or some other issue out of eyesight. To hedge your bets, it's always a good idea to have a home inspection performed to make sure your dream house doesn't have any hidden structural or safety issues. #homeinspection #homeownership #homebuyers #realestate

You go through a lot of stages when you buy a home. From getting pre-qualified to securing final approval, there’s a lot that goes on in a few short months. Out of all of the processes, the underwriting process is the most confusing (and often most feared). We’re going to demystify the process to make it easier for you to get through it. #realestate #homefinancing #homeownership #homebuyers

You’ve made it through the pre-approval process and have your letter in hand. Maybe you’ve even found a home and can’t wait to close. It’s exciting, no doubt, but you still have to be careful. One wrong move and you could ruin your chances of final approval from a bank. Here are the top 4 things you should avoid throughout the loan approval process!... #homeownership #homefinancing #homebuyer #realestate

To buy a home, you need a down payment, but how much you put down determines your loan options. Each program has a different credit score, debt-to-income ratio, and down payment requirement, but your down payment has the largest effect. #homeownership #homefinancing #homebuyer #downpayment