J Philip Real Estate Putnam County

Bringing you relevant market information since 1996. How Much Time Do You Need To Save for a Down Payment? One of the biggest hurdles homebuyers face is saving for a down payment. As you’re budgeting and planning for your home purchase, you’ll want to understand how much you’ll need to put down and how long it will take you to get there. The process may actually move faster than you think.... Using data from the U.S. Department of Housing and Urban Development (HUD) and Apartment List, we can estimate how long it might take someone earning the median income and paying the median rent to save up for a down payment on a median-priced home. Since saving for a down payment can be a great time to practice budgeting for housing costs, this estimate also uses the concept that a household should not pay more than 28% of their total income on monthly housing expenses. According to the data, the national average for the time it would take to save for a 10% down...

Bringing you relevant market information since 1996. Home Is Where the Heart Is [INFOGRAPHIC] There’s no doubt about it: homeowners love their homes, and that feeling has become even more important over the past year. The vast majority of homeowners say they’re emotionally attached to their home and that it has kept them safe during the COVID-19 pandemic. Owning a home provides a sense of safety, security, and accomplishment. DM me to move your homeownership goals forward today.

Bringing you relevant market information since 1996. Your Tax Refund and Stimulus Checks May Help You Reach Your Homeownership Goals If you're ready to buy your first home, your tax refund and stimulus savings may cover more of a down payment than you realize. Let's connect to discuss how these key savings could add up big for your homebuying goals this year.

Why being learning-based is crucial to a real estate career! #JennMaher #RealEstate #Coaching #SUCCESS Meet JPRE boot campers as they tell you why they have made the Commitment to be learning based... Every Friday at 930am est. Jenn brings you her very best, to inspire, motivate and kick you in the ass! From deep dives to compelling interviews, from agents with heels on the ground to industry thought leaders. Join in the fun and kick your success into high gear!

The End is Near! Real Estate Unscripted with Jenn Maher and Phil Faranda The end of low inventory! Foreclosures are coming. #RealEstate #NY #CT Phil and Jenn take on the Real Estate world every Monday. Tune in and watch what unfolds! Anything can happen and nothing is off-limits in Real Estate

Bringing you relevant market information since 1996. Multigenerational Housing Is Gaining Momentum [INFOGRAPHIC] If your house is feeling a little cramped with the addition of adult children or aging parents, it might be time to consider a move-up into a multigenerational home that better suits your changing needs. With benefits that include a combined homebuying budget and shared caregiving duties, an increasing number of households are discovering the value of a multigenerational home. With such high demand for houses today, now is a great time to sell so you can upgrade to a multigenerational home that may better suit your evolving needs.

Bringing you relevant market information since 1996. Top 4 Reasons to Own a Home Owning a home can have an incredible impact on your quality of life. Let's connect if you're ready to make your dream of homeownership a reality.

Business conversations for Success in Real Estate Every Friday at 930am est. Jenn brings you her very best, to inspire, motivate and kick you in the ass! From deep dives to compelling interviews, from agents with heels on the ground to industry thought leaders. Join in the fun and kick your success into high gear! #JennMaher #RealEstate #Coaching #SUCCESS... Join me on the journey to BLOW UP my business and get started on BLOWING up your own! Be consistent, Authentic, and PROVIDE VALUE There is NOTHING good inside your comfort zone, only familiarity and we know what that breeds! YOU GOT THIS! WE GOT THIS!

Bringing you relevant market information since 1996. What Does 2021 Have in Store for Home Values? According to the latest CoreLogic Home Price Insights Report, nationwide home values increased by 8.2% over the last twelve months. The dramatic rise was brought about as the inventory of homes for sale reached historic lows at the same time buyer demand was buoyed by record-low mortgage rates. As CoreLogic explained:... Home price growth remained consistently elevated throughout 2020. Home sales for the year are expected to register above 2019 levels. Meanwhile, the availability of for-sale homes has dwindled as demand increased and coronavirus (COVID-19... See more

Bringing you relevant market information since 1996. Expert Forecast on the 2021 Housing Market Experts forecast a year of continued strength in the housing market. Let's connect to explore how 2021 could be the year to achieve your real estate goals.

Real Estate Unscripted with Jenn Maher and Phil Faranda #RealEstate #NY #CT Phil and Jenn take on the Real Estate world every Monday. Tune in and watch what unfolds! Anything can happen and nothing is off-limits in Real Estate

Bringing you relevant market information since 1996. Reasons to Hire a Real Estate Professional [INFOGRAPHIC] Some Highlights... Choosing the right real estate professional to work with is one of the most important decisions you can make in your homebuying or selling process. The right agent can explain current market conditions and break down exactly what they mean for you. If you’re considering buying or selling a home this year, let’s connect so you can work with someone who has the experience to answer all of your questions about pricing, contracts, negotiations, and more.

Bringing you relevant market information since 1996. Three Reasons to Buy a Home in 2021 2021 will be a great year to buy a home. Let's connect to make sure you're ready for success in today's housing market.

Bringing you relevant market information since 1996. 5 Steps to Take if You Need Forbearance Relief Forbearance programs are helping homeowners manage their monthly mortgage payments right now. Let's connect and follow-up with your lender to make sure you have the information you need to make a confident decision.

Bringing you relevant market information since 1996. Here's to a Wonderful 2021!

Happy New Year!!!

On of our favorite neighborhoods!

Bringing you relevant market information since 1996. 3 Must-Do’s When Selling Your House This Year It’s exciting to put a house on the market and to think about making new memories in new spaces. However, despite the anticipation of what’s to come, we can still have deep sentimental attachments to the home we’re leaving behind. Growing emotions can help or hinder a sale depending on how we manage them.... When it comes to the bottom line, homeowners need to know what it takes to avoid costly mistakes when it’s time to move. Being mindful and prepared for the process can help you stay on the right track when selling your house this year. 1. Price Your...

Bringing you relevant market information since 1996. 2021 Housing Forecast [INFOGRAPHIC] Some Highlights... Experts project an optimistic year for the 2021 housing market. With mortgage rates forecasted to remain low, high buyer demand is expected to fuel more home sales and continue to increase home prices. Let’s connect today to determine how to make your best move in the new year.

Bringing you relevant market information since 1996. Why It’s Important to Price Your House Right Today Even in today’s sellers’ market, setting the right price for your house is one of the most valuable things you can do. According to the U.S. Economic Outlook by the National Association of Realtors (NAR), existing home prices nationwide are forecasted to increase by 4.5% in 2021. This means experts anticipate home values will continue climbing next year. Danielle Hale, Chie...f Economist for realtor.com, notes: We expect price gains to ease somewhat in 2021 and end 5.7% above 2020 levels, decelerating steadily through the spring and summer, and then... See more

Here's to a bright and meaningful Hanukkah!

Bringing you relevant market information since 1996. 5 Steps to Follow When Applying for Forbearance If you’re currently feeling the stress of affording your mortgage payment, or if you know someone who is, there’s still time to get help. For homeowners experiencing financial hardship this year, the CARES Act provides mortgage payment deferral options, creating much-needed relief in these challenging times.... It’s important, however, to understand how forbearance works. It’s not automatic. You need to take action now and apply for the program before these options expire. A study by the Urban Institute determined: Approximately 400,000 homeowners...

Bringing you relevant market information since 1996. 4 Reasons Why the Election Won’t Dampen the Housing Market Tomorrow, Americans will decide our President for the next four years. That decision will have a major impact on many aspects of life in this country, but the residential real estate market will not be one of them.... Analysts will try to measure the impact feasible changes in regulations might...

Bringing you relevant market information since 1996. Should I Renovate My House Before I Sell It? [INFOGRAPHIC] Some Highlights... In today’s hyper-competitive market, buyers are often willing to overlook cosmetic or minor repair needs if it means snagging a home in their price range. With so few houses available for sale today, you may be able to skip the bigger renovations before you sell and...

Bringing you relevant market information since 1996. How Remote Work Can Power Your Vacation Home Sale This year, the opportunity to work remotely has increased the demand for vacation homes. Gay Cororaton, Senior Economist and Director of Housing and Commercial Research at the National Association of Realtors (NAR), notes: Working from home is a positive factor in demand for vacation...

Bringing you relevant market information since 1996. Winning as a Buyer in a Sellers’ Market [INFOGRAPHIC] Some Highlights... Buying a home in today’s sellers’ market doesn’t have to feel like an uphill battle. Here are four ways to make sure you’re positioned for success when making a home purchase, even when the scale tips toward sellers. Let's connect to make sure you're armed for victory in the housing market this season.

Bringing you relevant market information since 1996. Thinking of Buying or Selling a Home This Winter? Experts forecast a hot real estate market this winter. Let's connect to make sure you have the most current information with the new digital buyer and seller guides.

Bringing you relevant market information since 1996. 5 Reasons to Sell Your House This Holiday Season This holiday season may be the perfect time to sell your house. Let's connect to discuss how today's buyer demand is presenting the greatest opportunities for sellers...

Bringing you relevant market information since 1996. Why Selling Your House on Your Own Is a Mistake In today's market, selling your house without an agent's help can be a big mistake. Let's connect to talk about the ways a professional brings greater success to the process.

Bringing you relevant market information since 1996. The Path to Homeownership [INFOGRAPHIC] Some Highlights... If you’re thinking of buying a home and not sure where to start, you’re not alone. Here’s a map with 10 simple steps to follow in the homebuying process. Let’s connect today to discuss the specific steps along the way in our local area...

Bringing you relevant market information since 1996. 5 Tips for Homebuyers Who Want to Make a Competitive Offer Today’s real estate market has high buyer interest and low housing inventory. With so many buyers competing for a limited number of homes, it’s more important than ever to know the ins and outs of making a confident and competitive offer. Here are five keys to success for this important...

Bringing you relevant market information since 1996. Don't Fear the Real Estate Market Fear should never be a factor when navigating the housing market. Whether you're buying or selling a home this fall, let's connect to make sure you're empowered to take the safest path...

Bringing you relevant market information since 1996. Two Important Impacts of Home Equity Equity continues to rise, helping American homeowners secure a much more stable financial future. According to the most recent data from CoreLogic, the average homeowner gained $9,800 in equity over the past year. In addition, experts project 2020 home prices to continue rising. With prices...

Bringing you relevant market information since 1996. Thank You for All Your Support

Bringing you relevant market information since 1996. Things to Avoid After Applying for a Mortgage There are several key things to avoid doing once you've applied for a mortgage. Let's connect to make sure you have the information you need to move through the process with confidence...

Bringing you relevant market information since 1996. Selling Your House Is the Right Move, Right Now [INFOGRAPHIC] Some Highlights... Demand from homebuyers has skyrocketed this year, which means today’s sellers are poised to win big. This ideal moment in time to sell your house won’t last forever, though. With more sellers coming to the market in the spring, waiting until next year means buyers...

Bringing you relevant market information since 1996. Real Estate Continues to Show Unprecedented Strength This Year The 2020 housing market has surpassed all expectations and continues to drive the nation’s economic recovery. The question is, will this positive trend continue throughout the rest of the year, especially given the uncertainty around the current health crisis, the upcoming election, and...

Bringing you relevant market information since 1996. Why Selling Your House Before Next Spring Is Key Today's housing market is empowering homeowners with the control they want when selling their house, but as home inventory begins to rise, this fair weather won't last forever. Let's connect to start the process of selling your house now while it's still the best time to do so...

Bringing you relevant market information since 1996. How to Prepare for a Bidding War [INFOGRAPHIC] Some Highlights... With so few houses available on the market today, being ready for a bidding war is essential for prospective homebuyers. From pre-approval to making your best offer, here are three tips to make sure you can act quickly and confidently when you find the perfect home...

Bringing you relevant market information since 1996. 6 Reasons You’ll Win by Selling with a Real Estate Agent This Fall There are many benefits to working with a real estate professional when selling your house. During challenging times, like what we face today, it becomes even more important to have an expert you trust to help guide you through the process. If you’re considering selling on your own, known in...

Our next webinar is all about FSBO's!

Bringing you relevant market information since 1996. Thinking of Moving? [INFOGRAPHIC] Some Highlights... If you’re ready to sell your house but you’re worried about finding one to move into, why not invest in a brand-new home built just for you? New construction is on the rise, so it’s a great time to think about a custom home to fit your family’s changing needs...

Bringing you relevant market information since 1996. Why This Fall Is the Season to Sell Your House Buyers are actively searching for their next home, and your house may be it. If your own needs have changed and you've been considering a move, let's connect to get your house on the market this fall...

Bringing you relevant market information since 1996. Why Pricing Your House Right Is Essential In today’s real estate market, setting the right price for your house is one of the most valuable things you can do.... According to the U.S. Economic Outlook by the National Association of Realtors (NAR), existing home prices nationwide are forecasted to increase 4.7% in 2020 and 4.1% in...