Katherine T Calvo Espinoza, Licensed Agent with New York Life

When you're a grandparent, a bright future of opportunity can be the best gift you can give to your grandchild. Contact me to learn how New York Life can help you pay for your grandchild's future education and set them up for a world of possibilities.

Once you reach a certain age, you're required to take the minimum distribution from your tax-qualified retirement account, but you do have options how you can use it. Reach out and I can help you figure out the best strategy for you.

Life is full of big events but transitioning out of work and into retirement may be one of the biggest. If you're getting ready to take that first step, I can help you create a strategy that fits your specific needs. Before you start, let's talk.

Preparing for retirement should be on everyone's priority list. Whatever track you're on, I can help you ensure your strategy is diversified and solid enough to get you where you want to go. Reach out if you want to talk.

When it comes to your retirement strategy, there's no time to take chances. Learn what matters when it comes to choosing an insurance company and why New York Life's financial strength ratings are consistently among the highest in the industry.

Typically, the longer you wait to start collecting Social Security, the bigger your benefits will be. However, the immediate need for assistance can outweigh the desire to wait. If you need help deciding what to do, read this article and let’s talk.

Deciding when and how to claim Social Security benefits is one of the most important decisions for retirees. Read this article to learn more about your options and then let's talk.

New York Life has paid dividends every year since 1854, and just like you, we'll still be going strong in the future. Learn how you can use dividends to boost your financial strength now, later, and in retirement.

You may think that at age 65 you are ready to retire, but your investment balance may show otherwise How can you prepare a plan that will offset the risk of any adverse price movements?? One way our clients protect themselves from market fluctuations is through guarantee cash value found in Whole life insurance ... Read this article to learn more and reach out to start securing your retirement Be good at life!!

Our clients mean everything to us. That’s why we’re proud to announce our listing in the Top 5 Life Insurance companies from Insure.com’s Ninth Annual 2021 Insurance Companies rankings based on customer satisfaction surveys. I work hard to make sure my clients are satisfied with their coverage. https://www.insure.com/best-life-insurance-companies/

Employee life insurance can be a great perk, but it may not be enough for your needs. Reach out and I can go over the best options to keep you secure through retirement.

Ready for more stability? Find out how converting from term to whole life insurance can give you more benefits throughout your life and into retirement. Feel free to reach out with any questions, I'm here to help.

Read these tips on how you can help gain financial security during your working years so you can have the flexibility you want in retirement.