Bhenisha Bantawa

For most of us ,buying a home is the biggest purchase of our lives.Here's how to approach it with sense and confidence . Get your head on straight: It's easy to see something you can't afford, a bigger apartment, grander kitchen,better neighbourhood, more bedrooms, luxurious designs and start rationalizing why you need it and how you can get it . This is normal. .... . These intense desires,though, can cloud your judgement,maybe just temporarily but sometimes long enough to cause mistakes with long- lasting consequences. . . This is wny savvy home shoppers nail down financing before shopping for homes.Know exactly what you can comfortably afford so you aren't tempted to stretch to pay more than you should . @bhenisha.Bantawa_nyc_realtor #nycrealestate #buyerstips #firsttimehomebuyertips #buyersagent #sellyourhomewithme #realestatetips #BuyYourFirstHome #queensrealestate #brooklynrealestate #oxfordpropertygroup #bhenishabantawa

Leased!! 4545 Centerboulevard apt 2702 Congratulations again to my client Anthony Johnson my long time friend and life time client for this beautiful apt. I am confident you will make home out of it. Wishing you nothing but all the best... #bhenishabantawa #luxuryaptsnyc #rentalconcessionsnyc #licapts #queens #nycrealestate #happyclient

Lease signed 81 fleet place apt-6D Despite the coronavirus limitations and weather challenges - finally my client got their dream apartment It's been the great timing for renters in current market which is heavily incentivized. It’s possible to pit one building against another to get perks like a month or two of free rent, or low security deposit and ofcourse no fee... wanna know more about the rental deals and concessions in Downtown Brooklyn ? DM me! #nycapts #luxuryaptsnyc #nofeeapts #renthop #zumper #rentalconcessionsnyc #realestatenyc #apartmentdealsdowntownbrooklyn #downtownbrooklyn #brooklynrealestate #NoFeeApts

Where else you can get this view ? For all the renters out there; If you have always been thinking of living in doorman full service buildings - This is the g...reat timing! All the new developments are giving numerous concessions and months free. Wanna know more if you qualify for one ? DM me! #downtownbrooklyn #ilovenyc #brooklynapartments #downtownbrooklyn #rentals #realestate #apartmentdealsdowntownbrooklyn

You made an offer and it has been acceptedgo ahead, cue the confetti! And while it’ll be a few more days until you can move in, you’re well on your way to closing the deal on your new home sweet home. Just a few more steps to go... It's Week 9 of the 90 Day to Homeowner Challenge, and today, I’m going to give you a quick rundown on what happens after you make an offer and your new home is under contract. So grab a cold one, kick your feet up, and take a listen to wh...at’s coming up next in your home buying journey: 1. First, your agent will carefully review the purchase agreement to ensure you understand it and feel 100% comfortable with the terms and contingencies. 2. You’ll need to meet with a mortgage lender to firm up financing details and lock in your interest rate. 3. Once the home inspection report comes in (and you should definitely request a home inspection), you and your agent will negotiate any repairs with your seller. 4. Towards the closing date, you’ll get a call from your closing attorney’s office to schedule your closing. 5. Finallyit’s time to head to closing! Keep in mind that once your home is under contract lots of things happen behind-the-scenes. Don’t worry if it’s quiet for a few dayspeople are hustling to get everything just right for your closing. Of course, as questions come up, talk with your realtor. He or she is YOUR advocate every step of the way. Thinking about buying or selling? Send me a message, and I’ll be in touch! #firsttimehomebuyer #buyingahome #buyersmarket #buyyourfirsthome #sellyourapartment #sellingtips #realestateideas #realtortips # #nyc #queens #brooklyn #nycrealestate

Only look at homes you feel confident you can comfortably afford -- it’s one of my top pieces of advice for homebuyers. Today’s FAF (Frequently Asked Friday) tackles the question you’ll need the answer if you’re looking to buy: How do I know how much home I can afford? Most experts recommend using the 28/36 rule which means you shouldn't spend more than 28% of your gross monthly income on housing and 36% on total debt (including your mortgage, credit cards, and other... loans like auto and student loans). For example, if your salary is $75,000 per year, your gross monthly income is $6,250 ($75,000 divided by 12). Your total housing costs (principal, interest, taxes, and insurance) shouldn’t exceed $1,750 per month (28% of $6,250). Keep in mind the 28/36 rule is just a general guideline. Adjust the percentages to your own comfort level and financial goals. Playing around with your budget and ready to see some homes? Send me a message and let’s start your home search TODAY! #buyyourfirsthome #sellyourapartment #realestate #realestatetips #homebuyingtips #apartmentlife #newyorknewyork

So you think you’ve found the one and you’re ready to put in an offerone that will be simply irresistible to sellers. Here’s how to make sure yours stands out from the rest: Include a pre-approval letter that shows that you’re serious, qualified, and ready to purchase. Use a friendly tone. Let sellers know you want their homeand that you’ll be easy to work with all the way to closing. Put your best footand priceforward. You may only get one shot, so make it c...ount. Use comps and trends as a guide, but go in with a strong number you know a seller would find favorable. If you can pay all cash, say so. When you don't need financing, your offer is less risky for anxious sellers. Propose to close quickly and only include contingencies if you must. If you really want to make an impression, include a short hand-written note with your offer. Sometimes it’s the smallest gestures that have the most significant impact. And of course, when you’re ready, lean on the advice of your agent to write an offer that works for you and gives you every advantage in landing the home of your dreams. If you’re thinking about buying in early 2021, I’d love to help. Send me a message and let’s chat about what you’re looking for. #timetobuyahome #lowmortgagerate #nyc #movetoqueens #apartmenthomes #recordlowmortagemanhattan #brooklyn #realestateagent #realtorsofinstagram #realtorsofnyc #realestatelife #realtorsofinsta #instarealestate #realtorstyle #realestateblogger #realestateblog #realestateexperts #iloverealestate #realestatexpert #realtorslife #realestateforsale #sellinghouses See more

There’s a humbug-of-a-myth out there that you have to wait until spring to sell; that no one is looking to buy in December or January. Nothing could be further from the truthbuyers are out there 24/7/365! Here are 5 very merry reasons to sell your home this winter: 1. You’ll face less competition.... 2. You’ll get more attention from buyers’ agents 3. Buyers are more serious. 4. Your home already looks its best. 5. You’ll enjoy a quicker sales process. Internet searches for buying a home peak in the winter months so if you’re thinking of selling, don’t wait. Need an experienced realtor who knows our area to help? Send me a message and let’s chat. #nyc #timetobuy #recordlowmortage #realestate #nycapartments #familyhome #condos #queens #brooklyn #manhattan

City view from One of my fav Greenpoint Building @twoblueslip .The building now offering 2.5 months free months for new lease. If you want to know more about the new covid concessions going around this building or your neighbourhood too. Let’s chat! #greenpointlanding #greenpoint #brooklyn #nyc #newyorkcity #brooklynrealestate #realestatedeals #brooklynapartments #greenepoint #handelarchitects #ownyourmanhattanview #archdigest #buildingswow #srs_buildings #citygrammers #williamsburg #apartments #rentalapartmentsinnyc

Whether you’re thinking about selling or need to tap into your home equity, you need to know what your home is worth. Sure, you can jump online and get a rough estimate from one of the big real estate websites, but if you want to save time and get an accurate estimate, you need a professional real estate agent who knows your town, your market, and your neighborhood. Call me today, and I'll give you your home assessment ... #knowyourhomesworth #knowyourworth #homeevaluation #value #timetosell #timetomove #relocation #upgrade #downsize

Thinking about selling but curious if turning your home into a rental makes more financial sense? Fret not! Here are several down-to-earth scenarios to help you make the right call. If you need the profits from selling your home to fund your next home, you’ll need to put the brakes on rentingat least for now. If a job has you moving out of the area, but think you may be coming back, renting may be the right moveespecially if you love your current home. (A word of ca...ution: If you tend to freak out about modest home mishaps, handling strangers in your home may not be for good for you or your nerves.) If the rent can cover your mortgage, and you don’t need the profits from selling, renting can be a savvy decision. You just wanna make sure you leave enough wiggle room in the budget for lapse in renters and unexpected repairs. If the rumor mill around you is churning out whispers of higher than asking price and multiple offers, selling may be the way to go. With interest rates so incredibly low, you don’t wanna miss out on all those serious buyers. Before deciding solo, talk with an agent who can give you the rundown on your neighborhood’s rental and housing market. After all, teamwork makes your dream work! Looking for an agent, give me a call. I’d love to help. #rentversusbuy #nycrealestate #buyersmarket #nycapartmentrentals #lowmortgage #besttimetobuy