KEM Asset Management

Check out John Oliver's segment here: Please take some time and watch John Oliver’s recent segment on Long Term Care. It’s very disturbing yet spot on. The astronomical costs to care for our family members AND ourselves is daunting and rarely planned for. BUT FINALLY, companies have developed a NEW and AFFORDABLE elder care product that allows people to remain in their own homes and be cared for by a family member, friend or trusted professional-all paid for through this unique new plan. I’d like the chance to explain how you can pre-order personal home care for use when you or a family member need it. If you’d like to learn more, please set up a FREE consultation at my website. https://kemassetmanagement.com/home

Feeling overwhelmed because you have recently purchased a new home or had a child? Contact us today for a free consultation where we can review how to protect the ones you love with life insurance. https://kemassetmanagement.com

It's not what you've got, it's what you use that makes a difference. Zig Ziglar

Buying a home is a major financial commitment. Depending on the loan you choose, you might commit yourself to 30 years of payments. But what will happen to your home if you suddenly die or become too disabled to work? Mortgage protection insurance can help your family cover your mortgage under certain circumstances you can avoid foreclosure if you can no longer work to pay your mortgage. Let’s take a closer look at what MPI is, what it covers and who might need a policy. Https://kemassetmanagement.com

Imagine the worst case scenario. A fatal accident today would force your loved ones to immediately experience financial hardship. On top of your final expenses, the mortgage is due, but your family has no way to pay it without your income. They haven't even had enough time to grieve and now they have to deal with the impending tragedy of foreclosure. Like most life insurance, mortgage protection insurance eases the financial burden of your loved ones. It is an affordable way of ensuring that your home is paid for no matter the circumstances. Cancer, stroke, heart attack, injury, deathyour family will never be in jeopardy of losing its home as long as you put a custom mortgage protection insurance plan in place. https://kemassetmanagement.com

Feeling overwhelmed by upcoming Life & Retirement decisions? Make sure to contact us today for a no cost consultation. https://kemassetmanagement.com

With Life Insurance the cash amount you would get if you voluntarily terminate coverage before a policy becomes payable by death or maturity. The amount is the cash value stated in the policy, minus a surrender charge, any outstanding loans and interest on those loans. The cash value represents the savings component of a life insurance policy, since you can access the money relatively quickly if you need to.

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When it is obvious that the goals cannot be reached, don't adjust the goals, adjust the action steps. Confucius https://kemassetmanagement.com/

Term life Insurance remains in force for as long as premiums are current, provided there are no misrepresentations on the application. The insurance coverage terminates if you discontinue your premium payments. https://kemassetmanagement.com/

Life insurance can be used to cover a variety of common expenses, like: Debt, Mortgages, College Expenses, Living Expenses, Burial Expenses, Loans from family members, Estates taxes and much more! Click here for FREE consultation. https://kemassetmanagement.com/

In its most general sense, an annuity is an agreement for one person or organization to pay another a stream or series of payments. Usually the term annuity relates to a contract between you and a life insurance company, but a charity or a trust can take the place of the insurance company. Click for a FREE consultation> https://kemassetmanagement.com/

Accident Insurance helps you handle the medical and out-of-pocket costs that add up after an accidental injury. This includes emergency treatment, hospital stays and medical exams, and other expenses you may face, such as transportation and lodging needs. Click for a free consultation. https://kemassetmanagement.com/