Lawrence Dye Inc

You don't need a company plan to have health insurance. While most employers offer a group plan to employees, independent options exist for individuals without an employer or family member plan. Such individuals can enroll in private policies during open enrollment periods at the ends of each year, or after a major life change like marriage.

Cybercrime is one of the fastest-growing threats to individuals nationwide. In fact, in 2018 over 350,000 internet crimes were reported in the United States. With the risk only looming greater every year, many insurance companies are offering cybercrime coverage to protect the populace.

Looking to save money on your home insurance premiums? Look at safety features! Installing a home security system, working smoke detectors, deadbolts, and fire extinguishers not only makes your home safer, but it can give you discounts on your home insurance!

You hear it all the time: "your home is one of the largest financial investments you'll make". But it's also an investment that's vulnerable to numerous risks. So spoiler alert - homeowners insurance is totally essential.

Making your kids' dreams a reality is a parent's ultimate goal. But should something bad happen to you, leaving them with unexpected financial responsibilities can derail their dreams. Don't let this happen. Find life insurance that fits you and your family.

Did you know your credit score can affect your insurance rates? Studies show that individuals with lower credit scores tend to have more accidents and make more claims than those with higher credit scores. While this underwriting practice is prohibited in some places, most companies will still take credit into account.

When we think of insurance payouts, our minds conjure images of totaled cars or fallen trees. Falling coconuts and burglars surviving on dog food aren't quite what we had in mind, but these claims are far from typical.

If you're one of the growing number of entrepreneurs with a home-based business, you may have pondered getting business insurance. But it's not just a case of whether or not to get insured, but what kind of insurance to get.

Renter's insurance is common, but not as ubiquitous as other types of insurance, and unlike some other types, it is not a requirement for most. Because of this, many people get the wrong idea about the value of renter's insurance. If you've found yourself believing one of these myths, it might be time to reevaluate your coverage.

Hey, millennials! life insurance is probably easier and cheaper to buy than you think. Life insurance premiums are based on several factors, including your age and overall health. As a young and healthy person, you pose less of a liability to the insurance company. Getting life insurance younger can lock in a good rate, saving you money along the way.

Jumping on a plane to somewhere new is riveting, but make sure to prepare! Don't forget travel insurance! Forgetting to protect yourself against potential injuries and sicknesses when traveling could be costly.

If you're planning on getting married, you're probably considering all the aspects of life together. Whether joining policies or finding new ones as spouses, insurance planning is a big part of being married. Here's what to keep in mind

Typically, when the word "insurance" comes to mind, we think of the basics: auto, homeowners, life, and health. Anything else is simply an extra premium per month that's unnecessary. Well... That's not necessarily the case with these strange and unusual examples.

Life can be expensive, and unfortunately, death can too. That's why you should get life insurance. Outstanding debts and the costs of the funeral and burial can be a great weight on family members - choosing the right life insurance protects them from added burdens.