Nicolas Timpone, Registered Representative

Something to think about: Do you have enough life insurance??? Life insurance helps protect life's valuable moments and legacies and ensures that your loved ones are cared for even if you aren't able to do it yourself. But how much is enough??... There are several factors that will determine how much coverage you need to have and if you don't address them in their entirety, then you may have a gap in coverage. If you're interested in learning how to be fully covered or even if you think you're in need a review, feel free to reach out to me! No obligation, no cost. Once you become educated in this area, you will see the value of what you're doing for your family and generations to come!

Got some food for thought for everyone...here are some thoughts I have on avoiding retirement risks and why an annuity should be in the conversation! 1. Seems like a silly question, but how long do you plan on living? What if you say 80, but live to 90? If you plan on income to age 80, how do you fill that 10 year gap? Living a long, healthy life is most certainly a blessing, but if you plan to 80 and live to 90, you'll be up the proverbial creek without paddles! The power of...Continue reading

http://www.bankrate.com//life-insurance-or-529-for-college This is a great article on understanding how and why life insurance is a perfect tool to complement a 529 Plan. Having one of these plans is a great start, but simply not enough. Using life insurance properly can help you max out the potential of earnings on those hard earned dollars as well as set up a death benefit to cover college costs for your kids in the event of tragedy! I've been helping clients with this approach for years and its very effective! If anyone needs help learning more or even taking care of something like this, do not be afraid to reach out. Education comes first!

http://www.futurityfirst.com//top-ten-reasons-you-need-lif All of these reasons are important! Best part is that they can all be prioritized based on what YOU are looking for!