Renaldo Elvey, Sr. Mortgage Loan Officer

Out with the old and in with the new! Wishing you a very Happy New Year!

Dreaming of bringing back dinner parties and neighborhood gatherings in 2021? With interest rates this low, you could afford that bigger place with the space for all that and more.

No matter your goal, consulting a mentor is a great way to avoid the rookie mistakes. When it comes to your mortgage, there’s no better person to fill that role than a mortgage broker (like me)! We use our expertise to help homebuyers save money and time. Reach out today!

Last closing of the year! Congrats to both buyers and sellers.

Here’s to a happy and healthy 2021 in a home of your own now that’s a resolution worth celebrating!

Looking to get a head start on your New Year’s resolution to find a new job? If you’re great at customer service and want to help people, we could be the fit you’re looking for. Reach out today!

Backed by the U.S Department of Veterans Affairs, VA loans are tailor-made for members of the U.S military and come with unique benefits like lower interest rates and no down payments. Are you a veteran or active servicemember? Call me to discuss your eligibility.

Your credit score is one of the major factors in your loan’s approval, and your mortgage rate. Quick fixes like disputing errors on your credit report, or paying off an overdue balance, can raise your score and increase your approval odds.

Flex term is a great option if you’re looking to refinance but don’t want to jump back into a 30-year mortgage. Message me to find out how you can lower your monthly payment on your terms.

Anticipating a big expense soon? Whether it’s a home renovation or a much-needed vacation, tapping into your home’s equity through refinancing could alleviate the burden on your bank account. Don’t know how much equity you have? Call today, I’ll help you find out!

Planning to start a family soon? Securing the extra space now could save you lots of stress later. If you’re ready to set roots, reach out! I’ll make the home buying process easy.

Why are mortgage brokers better? We know the ins and outs of the best home loans available, not just the best our company offers. With more options to choose from, we’re sure to find one that fits. DM me to discuss your options.

Ready to recalculate your mortgage payment? Now could be a great time to do it! I’ll work with multiple lenders to find the best refinancing options and help you seize your opportunity to save. DM me to learn more.

Looking for a mortgage with low down payment options? Don’t want to be stuck with paying monthly mortgage insurance? Give me a ring and we’ll shop all available loan options for you!

Before you apply for a mortgage, it’s helpful to understand what lenders will need to qualify you for a loan. Expect to provide a month of recent pay stubs, your most recent two years of tax returns, and several months of bank account statements.

Let’s be honest, we could all use a do-over from time to time. If you need a mulligan on your mortgage I can help! I’ll compare rates and payment options from multiple lenders to make refinancing simple. Ready for your second chance? Let’s get started!

Did you know independent mortgage brokers like us are licensed professionals who specialize in just one thing: Mortgages! Call us to get the expert advice and service you deserve!

Are you thinking about downsizing? Refinancing can make the process a breeze, and now is the perfect time to discuss it. A quick conversation could lead to more comfort for them and less maintenance for you. Message me to discuss your options, and theirs.

Independent mortgage brokers like us are the experts who specialize ONLY in mortgages and will work tirelessly to find the best loan for you. Call us today to get started!