Robert J. Powalski III

If you have ever taken an economics class, you have probably heard of the term "opportunity cost." We will all lose millions over our lifetime when these costs are considered. Learning how to mitigate these costs in a financial plan can make all the difference long term! #opportunitycost #economics #financialbalance #financialplanning #efficiency #macroplanning #retirementplanning

Student Loan borrowers could see some changes soon: #studentloans #debtmanagement #financialplanning #cashflow #interestrates #yourfuture

The current state of events has lead to an increased amount of virtual meetings. Here are some quick tips on how to keep your audience engaged: #virtualmeetings #zoom #presentationskills #goals #planning

Good insight form a 42 year old who retired early and lost $600,000 during the pandemic: #beprepared #earlyretirement #retirementplanning #retirementsavings #balance #heretohelp

We are all facing challenges during this pandemic. Here is a good quick read on some financial mistakes to avoid during the crisis. #planning #finances #proactive #savings #goals #heretohelp

One of the most overlooked elements to a financial plan is protecting income and cash flow. Without cash flow, the financial plan falls apart. Here is some good insight as to why you should protect your cash flow: #incomeprotection #cashflow #balance #protectwhatmatters

Have you thought about tapping your retirement savings? Here are some good things to know: #retirementplanning #retirementsavings #financialplanning #heretohelp

Worried about your credit score? Here are 3 ways to handle it during the pandemic. #budgeting #balance #planning #financialplanning

Procrastination kills! Especially when it comes to planning. Every year, we as a society put off decisions to save more, invest more, protect better, plan better...and each year we fail to take action, time chips away at our desired future. Consider this: An individual who starts investing $5,000 annually from age 25 to 65 would end up with approximately $1,000,000 at age 65 (assuming 7% interest -- discussion for another post).... Another individual who saves the same $5,000 annually from 35-65 (10 years later) ends up with approximately $500,000 at 65...roughly half! Many other variables to consider here, but you get the point. Starting early pays off big long term. #planning #proactiveapproach # #yourfuture #yourmoney #yourgoals #retirementplanning #retirementsavings #savings #financialfreedom #wealth #retirement #financialawareness #goalsetting

When the stock market is down, where is a good place to access cash to take advantage of opportunities? If you have the right type of life insurance, this could be a great place to access funds. #opportunities #planning #balance #financialplanning #goalsetting #yourmoney #yourfuture

It is becoming harder to tap home equity and to qualify for a mortgage. JP Morgan now requires a 700+ credit score and 20% down. Having access to lines credit can be a strategic way to take advantage of opportunities as we go throughout life, whether it be business or personal. There are other ways to do this.

"Just thinking about retirement makes me feel burned out." If you feel this way, I encourage you to set a time to speak with me. My calendar link is below. Just a conversation can help ease the stress! https://outlook.office365.com//AllianceAdvisoryG/bookings/

As a die hard Jordan fan, this has been such a treat to watch. So much more than basketball comes out in this documentary. Who else has been enjoying The Last Dance?