Sapphire Wealth Advisory Group

A bit of motivation to start your Monday: Hold the vision, trust the process. -Unknown #mondaymotivation

People work their entire lives to leave a financial legacy for their children by leaving a large inheritance. In his book "Die With Zero", Bill Perkins suggests that perhaps it would be more beneficial for parents to give monetary gifts to their children while they are still living. https://www.businessinsider.com//why-inheritances-dont-hel

A bit of motivation to start your Monday: You can either experience the pain of discipline or the pain of regret. The choice is yours. -Unknown #mondaymotivation

Today on Financial Friday: Joint Tenants with Rights of Survivorship (JTWROS) Accounts vs. Transfer on Death (TOD) Account. #financialfriday

While many enjoy spending on different things, saving on these few things can really add up and help one retire early. https://www.cnbc.com//stop-wasting-money-on-these-7-useles

A bit of motivation to start your Monday: Impossible is just an opinion. -Paulo Coelho #mondaymotivation

Today on Financial Friday: Adjustable Rate Mortgage (ARM) vs. Fixed Rate Mortgage #financialfriday #mortgage #ARM

Today on Financial Friday: Certificate of Deposit (CD) #financialfriday #cd #savingsaccount #saving

A bit of motivation to start your Monday: Don’t be afraid to give up the good to go for the great. -John D. Rockefeller #mondaymotivation

Today on Financial Friday: Credit Card vs. Debit Card #financialfriday #creditcars #debitcard #credit

As Coinbase goes public many young investors wonder if this is their chance to strike it rich. But what are financial advisors telling their clients to do? How advisable is it for one to invest in a company like this? https://www.marketwatch.com//how-much-money-should-i-spend

A bit of motivation to start your Monday: Magic is believing in yourself. If you can make that happen, you can make anything happen. - Johann Wolfgang Von Goethe #mondaymotivation

Today on Financial Friday: Behavioral Finance #financialfriday #behavioralfinance #stockmarket

Three easy tips on how to grow your savings, from someone who saved 100k by the age of twenty five. https://www.cnbc.com//how-to-save-money-using-high-yield-s

Why don’t more people budget? https://www.foxbusiness.com//most-americans-think-budgetin

A bit of motivation to start your Monday: The best time to plant a tree was 20 years ago. The second best time is now. -Chinese Proverb... #mondaymotivation

How to improve your estate plan and protect your assets. https://www.forbes.com//4-ways-to-improve-your-estate-plan/

A bit of motivation to start your Monday: Don’t limit yourself. Many people limit themselves to what they think they can do. You can go as far as your mind lets you. What you believe, remember, you can acheive. -Mary Kay Ash... #mondaymotivation

Using the right college savings plan. https://www.forbes.com//are-you-using-the-right-college-/

A bit of motivation to start your Monday: I’ve missed more than 9,000 shots in my career. I’ve lost almost 300 games. 26 times I’ve been trusted to take the game winning shot and missed. I’ve failed over and over and over again in my life and that’s why I succeed. -Michael Jordan... #mondaymotivation